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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 706-495-1135.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Sherri Melton
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"Having Sherri As Our Agent Was A True Blessing"
Sherri is a professional and made us feel totally at ease while looking at homes as a first time home buyer. Her bubbly personality made the stress of purchasing real estate melt away. She is very knowledgeable, attentive and informed of the process needed. She made us feel important and she was there to navigate us through the complex process of buying. We thank you from the bottom of our hearts for making our dreams come true!
Mr. & Mrs. Devero Bowers
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >Assuming a Mortgage
You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.
Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.
Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.
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| Q |
What has a tremendous impact on the U.S. economy, comprising between $10-$15 trillion of the nation's wealth?
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Real Estate--it goes through cycles, but still has a long-term record of strong investment return. |
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Sherri Melton
Keller Williams Realty Augusta Partners
3633 Wheeler Rd., Ste. 125
Augusta, GA 30909
706-495-1135
Fax: 706-364-1963
SherriMelton@NUMBER1EXPERT.com
Sherri is dedicated to accomplishing her clients goals whether that may be buying or selling around Augusta. You will find her high energy level, integrity, and driven work ethic are second to none. Sherri was the # 1 Sales Agent for 2009 with Keller Williams Realty Augusta Partners. She was nominated Associate to receive the WI4C2TS award in 2008. This reflects the company culture: WIN-WIN - or no deal, INTEGRITY - Do the right thing, CREATIVITY - Ideas before results - CUSTOMERS - Always come first, COMMITMENT - In all things, SUCCESS - Results through people, TEAMWORK - Together everyone achieves more, COMMUNICATION - Seek first to understand, and TRUST - Starts with honesty. A stickler for high standards, exceptional service and a reputation for results, you will feel very comfortable with Sherri. Sherri is also an Accredited Staging Professional Agent. She offers this service to all sellers because a Staged home gives you the competitive edge you need in todays market! 94.8% of ASP Staged Homes sell on average in 37 days or less. She serves on the Associate Leadership Council as Culture Chair for Keller Williams Realty Augusta Partners.    
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